FX-cient: The efficient way to amplify your cash.

FAQs

What types of clients would have high cash saving opportunities?

Typically the following types of businesses have high saving potential:

• Businesses handling high-volume of FX conversions across two or more currencies;

• Multinational Corporations (MNCs) looking to streamline intercompany fund flows;

• Acquisitive companies needing to uncover hidden treasury synergies post-merger; and/or

• Growth-stage organization planning to optimize liquidity, working capital, and debt structures to fuel expansion.

How is FX-cient different than other treasury advisory firms?

FX-cient focuses on the high return low investment (i.e. low hanging fruit) solutions to get you cash flow saving as fast as possible without tying up resources with a long payback period. FX-cient will get you additional hard cold cash that you can see in your bank accounts.

Is my company data safe?

We take privacy seriously and protect your data with enterprise grade cyber security with IT providers who are SOC2, US CCPA, PIPEDA and GDPR compliant. Your company data will not be used in any public AI tool.

Where is the cash saving coming from?

The cash saving could be coming from fees that your business pays towards your banks unknowingly on FX conversions, overlooked cash generating opportunities, missed loan interest saving opportunities, and lost fees on inefficient treasury/legal structure. With FX-cient advise, your business will stop leaving money on the table.

We already have great relationships with our bank partners. How does FX-cient fit into this picture?

Think of FX-cient as a strategic partner that enhances your existing banking relationships. Our sole focus is on your business's financial health, and we're driven to secure cash savings for you as efficiently as possible. We respect the vital role your bank partners play in your success. Our team brings years of experience in managing bank relationships to the table, offering you proven strategies to optimize your negotiations. We specialize in identifying untapped leverage to ensure you're always in the strongest possible position with your financial partners.

Do I have control over the cash saving initiatives FX-cient recommends?

Absolutely. For each cash saving initiative FX-cient recommends to you the client, a formal written recommendation explaining its implication, resources involved and saving potential is communicated to you for a formal approval prior to initiating. FX-cient will provide guidance to your team on how to execute the saving initiative so that your team can continue to benefit from the recommendation after the engagement.

The saving will be calculated monthly to assess its effectiveness and to determine if tweaks are needed.

Will FX-cient processes payments on my business' behalf?

No, FX-cient will never execute outgoing payments on behalf of your business and will never ask for payment credential from your payment approvers. If fraudster pretends to be FX-cient and asks for such credentials, please do not provide any info to the requestor and immediately contact info@fxcient.com for further advise on how to deal with such situation.

What is the odds of FX-cient finding or not finding cash saving?

FX-cient just launched for business in April 2026, so we are still building up history on our success rates. Having said that, FX-cient management spent the last 20 years deploying and experimenting many of the saving initiatives and successfully saved multi-million dollars of cash inflows annually. Success rates have been 100% on finding saving. The real question is how much cash saving will be found.

Does FX-cient provide its service on-site, remotely or hybrid?

FX-cient provides advisory services primarily remotely over video calls, phone calls and emails. If a site visit is deemed necessary, it can be arranged with travel expenses paid by client.

What time zone is FX-cient's office working hour?

FX-cient is providing services to North American clients in their local time zones remotely from Taiwan. FX-cient management works around the clock when necessary. For this reason, video calls and phone calls in North American time zones would best be booked in advance via the FX-cient booking calendar link. Same day appointment is surely possible but subject to availability. FX-cient will provide booking link to potential client upon review of the Contact form (click here to take you to the Contact form).

What currency is the billing?

Your company will be billed in your business operating currency.

Are there any hidden fees?

No, there is no hidden fees.

When is cash saving guarantee applicable?

Services performed are billed by the hour and are categorized into cash saving related and non-cash saving related. Cash saving related hours are subject to the cash saving guarantee. Non-cash saving hours such as (but not limited to) advisory on treasury strategy, cash management reporting, internal controls and risk management are not subject to cash saving guarantee.

Will VAT or sales taxes be applicable?

The answer depends on your business receiving the advisory services and where FX-cient will perform the advisory. FX-cient will follow the respective tax requirements on the VAT treatment.